SPY vs. QQQ: ETF Analysis for 2026 Investment Decisions

The State Street SPDR S&P 500 ETF Trust (SPY) has an expense ratio of 0.095% and a 1-year return of 25% as of June 19, 2026, while the Invesco QQQ (QQQ) charges 0.18% with a 40% return. SPY has about $765.3 billion in AUM and offers a 1% dividend yield compared to QQQ's 0.4%. Over five years, an investment in SPY grew to approximately $1,906, while QQQ’s $1,000 grew to about $2,173. The broader diversification of SPY includes 504 stocks, while QQQ is concentrated with only 102 stocks, impacting growth potential and risk levels.