FHA News & Analysis
2 articles
Market Mood
Top Mortgage Lenders for Bad Credit: FHA Loans Starting at 500
In June 2026, various lenders including Rocket Mortgage, Guild Mortgage, CrossCountry Mortgage, and Carrington Mortgage Services were highlighted for accommodating borrowers with bad credit or limited credit histories. Rocket Mortgage offers FHA loans with credit scores as low as 500 for a 10% down payment. Guild Mortgage allows borrowers to qualify with scores starting at 600 and features a 0% down payment option. CrossCountry Mortgage claims to close loans in as little as 21 days, while Carrington supports self-employed individuals with a minimum score of 550.
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Rising Delinquency Rates in FHA and VA Loans Raise Concerns in Housing Market
Recent reports indicate that Federal Housing Authority (FHA) and Veterans Affairs (VA) home loans are experiencing higher delinquency rates compared to conventional loans. This trend is concerning as it may signal underlying issues within the housing market, potentially affecting property values and investor sentiment. Higher delinquencies could lead to an increase in foreclosures, impacting local economies and the broader financial landscape. Investors and stakeholders should monitor these developments closely as they could herald shifts in market dynamics.
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