XRP Spot ETFs Hold 772 Million Coins Amid Low Exchange Supply

XRP (CRYPTO:XRP) can settle payments in three to five seconds, leading to immediate reuse which affects its price dynamics. Currently, spot XRP ETFs hold 772 million coins while exchange supply is at a seven-year low, indicating that supply removal is influencing price more than usage. Evernorth holds 473 million XRP, and the proposed XLS-66 lending protocol may offer holders a built-in yield. As of now, XRP's price is down approximately 68% from a year ago, which could impact investor choices as the market reacts to these developments.