PayPal (PYPL) Stock Trades 80% Below Record High of $305.13

PayPal (NASDAQ: PYPL) reached a high of $305.13 on July 23, 2021, but now trades around $52, marking an 80% decline. The company's transaction take rate fell from 2.89% in 2015 to 1.66% expected in 2025, affecting growth. Active accounts grew from 435 million in 2022 to 439 million in 2025, showing limited customer acquisition. For investors, PayPal's low valuation at under 10 times adjusted EPS estimates makes it an area of interest, though competition and declining margins pose challenges.