Mortgage Rates on June 14, 2026: 30-Year Fixed at 6.35%

On June 14, 2026, the national average for the 30-year fixed mortgage rate was 6.35%, a decrease of 3 basis points from the previous week. The 15-year fixed mortgage rate increased by 4 basis points to 5.78%, while the 5/1 ARM decreased by 2 basis points to 6.30%. Other notable rates included the 20-year fixed at 6.10% and the 7/1 ARM at 6.45%. These mortgage rates influence borrowing costs and housing market activity.