Mortgage Rates Decrease: 30-Year Fixed at 6.35% on June 13, 2026

As of June 13, 2026, mortgage rates have decreased, with the 30-year fixed rate at 6.35%, down 1 basis point, and the 15-year fixed rate at 5.78%, down 7 basis points. The 5/1 ARM fell to 6.30%, a reduction of 6 basis points. These rates reflect national averages rounded to the nearest hundredth, impacting housing affordability and refinancing options across the market. Consumers may benefit from lower borrowing costs, potentially influencing home buying and refinancing activity during this period.