Medigap Plan G Costs $180-$250 vs Medicare Advantage $14 in 2026

In 2026, the typical premium for Medigap Plan G ranges from $180 to $250 per month, while Medicare Advantage plans average $14 monthly. The annual Part B deductible is set at $283. In-network medical expenses for Medicare Advantage can lead to out-of-pocket costs of up to $9,350, while out-of-network care could result in expenses up to $14,000. The Plan G option limits annual out-of-pocket costs to essentially zero after the deductible, making it a potentially safer financial choice for retirees.