Marcus by Goldman Sachs Offers 4.10% APY on CDs August 2026

As of August 2, 2026, Marcus by Goldman Sachs offers a competitive 4.10% APY on its 9-month CD. In contrast, a one-year CD with a 4% APY would yield $1,040.74 on a $1,000 deposit after one year. If an investor deposits $10,000 at this rate, they could earn $407.42 in interest. The significant variation in CD rates highlights the importance for savers to compare offers for the best return on their investments, impacting overall savings growth.