Home Equity vs. Stocks: Building a $100,000 Emergency Fund Decision

A couple is considering whether to tap into their home equity or sell stocks to create a $100,000 emergency fund. They currently have approximately $1.7 million invested, but only about $20,000 in cash available. This decision involves weighing the benefits of accessing home equity against potential losses from selling investments during unfavorable market conditions. Understanding their financial options is crucial for managing liquidity and short-term needs.