HELOC Average Rate at 7.24% with Competitive Offers Available
Published on · Source: finance.yahoo.com
AI Summary
Summarized by AI from the source belowAs of April 12, 2026, the average HELOC rate stands at 7.24%, while national average home equity loan rates are at 7.37%. The 52-week low for HELOC rates was recorded at 7.19% in January. With primary mortgage rates exceeding 6%, homeowners may consider HELOCs to access equity without sacrificing low primary rates. Rates are influenced by factors like credit score and combined loan-to-value ratio, emphasizing the importance of shopping for lenders.
Informational only, not financial advice. Content is AI-generated and may contain errors. How this works.
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