CD Rates Offer Up to 4.10% APY on July 12, 2026

Published on Β· Source: finance.yahoo.com

CD Rates Offer Up to 4.10% APY on July 12, 2026

AI Summary

Summarized by AI from the source below

As of July 12, 2026, the highest certificate of deposit (CD) rate is 4.10% annual percentage yield (APY), offered by Marcus by Goldman Sachs on a 14-month CD. This contrasts with traditional expectations, as longer-term CDs typically provide lower rates currently. For example, investing $1,000 in a one-year CD at 4% APY yields a total balance of $1,040.74 after one year. Understanding these rates can help investors maximize savings decisions; competitive rates are crucial in a volatile economic environment.

Informational only, not financial advice. Content is AI-generated and may contain errors. How this works.

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