SPTI Offers 4% Yield with 0.03% Expense Ratio for Safety

SPDR Portfolio Intermediate Term Treasury ETF (SPTI) provides a 4% dividend yield with a low expense ratio of 0.03%. In 2025, SPTI delivered total payments of $1.09 per share, slightly up from $1.05 in 2024. The fund holds 103 U.S. Treasury securities with an average maturity of approximately 5.6 years. By tracking the Bloomberg US Treasury 3-10 Year Index, SPTI aims to capture high sustained income levels from government-backed securities while minimizing credit risk, making it suitable for conservative investors.