CD Rates Today: Lock in Up to 4% APY with Goldman Sachs

As of June 7, 2026, the highest certificate of deposit (CD) rate is 4% APY offered by Marcus by Goldman Sachs on its 14-month CD. With a $1,000 investment in a 4% APY one-year CD, the total balance at maturity would grow to $1,040.74, yielding $40.74 in interest. Alternatively, a CD with 1.52% APY would result in a balance of $1,015.20 after one year. Investors should compare CD offerings, as rates and conditions can vary significantly among financial institutions.